Terms of Service

Business use only

The Services are intended primarily for businesses, founders, directors, executives, owners and professional users acting for business purposes. They are not designed as consumer financial, investment, legal or other regulated professional services.

What we provide

An Extra Chair provides strategic advisory, executive support, business research, commercial analysis, decision support, implementation planning, relationship support, introductions and access to senior advisers and specialists. The scope of any paid engagement is defined in a separate proposal, Order Form, Statement of Work or agreement.

No professional or regulated advice

Unless expressly agreed in writing through an appropriately authorised provider, An Extra Chair is not acting as your lawyer, accountant, tax adviser, broker, dealer, broker-dealer, investment adviser, financial adviser, securities promoter, placement agent, investment manager, fund manager, underwriter, fiduciary or other regulated professional.

Nothing on the website or in a preliminary report, assessment, discussion, introduction or other general output constitutes an offer to sell, solicitation of an offer to buy, recommendation to buy, sell or hold, or personalised investment advice concerning any security or financial product.

We do not accept or hold investment funds or securities for users through the website. We do not promise to arrange financing, sell securities, obtain investors or complete a transaction. Any regulated activity, if required, must be conducted by an appropriately licensed or authorised third party under a separate engagement.

Strategic information only

Our content and outputs are provided for business and strategic purposes. They may discuss topics such as capital, financing, acquisitions, partnerships, hiring, sales, technology, valuation, markets or business opportunities, but discussion of those topics does not convert the Services into regulated professional advice.

You are responsible for obtaining your own legal, tax, accounting, investment, regulatory and other professional advice before making a material decision.

Your decisions remain yours

You remain solely responsible for your business decisions, approvals, implementation and results. You must use your own judgement and independently verify information that is material to a decision.

No guarantee

We do not guarantee any particular result. Without limitation, we do not guarantee revenue, profit, savings, funding, investors, financing, investment returns, transaction completion, valuation, customers, partnerships, hires, market entry, regulatory approval, introductions or any other commercial outcome.

Any forecast, scenario, estimated value, ROI, saving, probability, benchmark or opportunity is illustrative only and may depend on assumptions, third-party data and future events that cannot be predicted with certainty.

AI and automated tools

We may use artificial intelligence, automation, external databases, search tools and third-party technology to assist with research, analysis, enrichment, drafting, summarisation and workflow management. Automated outputs can contain errors, omissions or outdated information. Material outputs should be independently reviewed before being relied upon for a significant decision.

Third-party information

We may rely on information supplied by you and on public, licensed or third-party sources. We do not warrant that third-party information is complete, current or error-free. References to a company, person, transaction, source or provider do not constitute endorsement.

Introductions

We may introduce you to investors, advisers, executives, service providers, partners, customers or other third parties. Unless expressly agreed otherwise, an introduction is not a representation that a person is suitable, solvent, licensed, trustworthy or appropriate for your circumstances. You are responsible for your own diligence and decision to engage or transact with any third party.

Confidential information

Information you submit may include confidential business information. We will handle it in accordance with our Privacy Notice and any separate confidentiality agreement that applies. You must not submit information you are not authorised to disclose.

Intellectual property

The website, brand, systems, methodologies, templates, scoring logic, software, content and other materials we create or make available are owned by or licensed to An Extra Chair and are protected by applicable intellectual-property laws. Except as expressly permitted, you may not reproduce, scrape, republish, sell, reverse engineer, create derivative commercial products from or commercially exploit our materials.

You retain ownership of information and materials you provide to us. You grant us the rights reasonably necessary to process that material and provide the Services.

Acceptable use

You must not use the Services unlawfully; attempt to gain unauthorised access; interfere with systems; upload malware; impersonate another person; scrape or harvest data at scale without permission; infringe intellectual-property or privacy rights; submit information you have no right to disclose; or use our outputs to facilitate unlawful, deceptive or regulated activity outside an authorised structure.

Website availability

We may modify, suspend or discontinue any free feature, report, tool or content at any time. We do not guarantee uninterrupted availability or that the website will be free of every technical error.

Disclaimer of warranties

To the maximum extent permitted by law, the Services and general website materials are provided on an “as is” and “as available” basis. Except for any express commitments in a signed agreement, we disclaim warranties and representations of any kind, whether express, implied or statutory, including merchantability, fitness for a particular purpose, accuracy, non-infringement and uninterrupted availability.

Limitation of liability

To the maximum extent permitted by law, neither An Extra Chair nor its affiliates, officers, directors, employees, advisers, contractors or service providers will be liable for indirect, incidental, special, exemplary, punitive or consequential losses, or for loss of profit, revenue, opportunity, goodwill, anticipated savings, investment value or data arising from or relating to your use of the website or free Services.

To the maximum extent permitted by law, our aggregate liability arising from the website and any free preliminary assessment, report or content will not exceed the greater of the amount you paid specifically for that item or USD 100.

Where a paid engagement is governed by a separate signed agreement, the liability provisions in that agreement apply instead.

Nothing in these Terms excludes, restricts or modifies any liability, guarantee, right or remedy that cannot lawfully be excluded, restricted or modified. Where applicable law permits liability to be limited rather than excluded, our liability will be limited to the maximum extent permitted by that law.

Indemnity

To the maximum extent permitted by law, you agree to indemnify An Extra Chair against third-party claims, losses and reasonable costs arising from unlawful use of the Services, material you provide that infringes another person’s rights, your breach of these Terms, or your use of an output for a purpose outside the scope for which it was provided.

Privacy

Our handling of personal information is governed by our Privacy Notice. By submitting information, you acknowledge that information may be processed by service providers and technology systems used to deliver, secure and improve the Services, subject to applicable law and our contractual obligations.

Communications

If you provide contact details, we may send service communications reasonably related to your request. Marketing communications will be handled in accordance with applicable law and your communication preferences.

Changes

We may update these Terms from time to time. The version published on the website will state its effective date. Changes do not override a separately signed agreement unless that agreement permits them to do so.

Governing law

These Terms are governed by the laws of [GOVERNING LAW], without regard to conflict-of-law principles, subject to any mandatory rights that apply to you. The parties submit to [COURTS/FORUM], unless a separate written agreement states otherwise.

Contact

Legal notices relating to these Terms may be sent to [LEGAL CONTACT] at [ADDRESS].